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Arphra AIPlain-English read on U.S. Bancorp’s valuationAI Issuer Brief
Arphra AILoading cached brief…
Peers
- HDBHDFC Bank Limited$25.18$129.16B
- MFGMizuho Financial Group, Inc.$8.51$105.11B
- CMCanadian Imperial Bank of Commerce$112.15$103.92B
- ITUBItaú Unibanco Holding S.A.$8.62$95B
- PNCThe PNC Financial Services Group, Inc.$220.71$89.03B
- INGING Groep N.V.$28.55$82.13B
- BCSBarclays PLC$23.43$80.41B
- LYGLloyds Banking Group plc$5.36$78.41B
Price change · trailing returns
Live| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.67% | -2.35% | -5.61% | -1.57% | +4.34% | -0.41% | +19.74% | +70.21% | -12.37% | +25.42% | +7900.60% |
Aftermarket
LiveLast trade
$53.30
Bid
$53.00
100 sh
Ask
$53.40
2,700 sh
Spread
$0.400
Sector & industry today
LiveSectors
- Technology+3.30%
- Industrials+1.50%
- Energy+1.40%
- Basic Materials+1.36%
- Healthcare+1.32%
- Financial Services+1.14%
- Consumer Cyclical+0.45%
- Consumer Defensive-0.84%
- Real Estate-1.32%
- Utilities-1.42%
- Communication Services-1.84%
Top industries (issuer's industry highlighted)
- Banks - Diversified-0.03%
- Rental & Leasing Services+5.32%
- Coal+5.20%
- Manufacturing - Metal Fabrication+4.24%
- Software - Application-4.13%
- Auto - Recreational Vehicles+4.13%
- Auto - Parts+3.58%
- Software - Infrastructure-3.47%
- Oil & Gas Energy+3.45%
- Medical - Equipment & Services+3.41%
- Agricultural Farm Products+3.36%
- Copper+3.00%
Fair value
Football field →Weighted blend
$48.03
-9.61% vs spot
Recommendation
Underweight
19 of 21 methods
Method spread
3bull13bear
±5% threshold
Analyst PT consensus: $63.82 (+20.10%)
Total assets
$692.35B
Total debt
$77.93B
Cash & equiv
$46.89B
Operating CF
$7.97B
Free cash flow
$7.97B
Buybacks
-$489M
Analyst view
DB · price_targets + analyst_gradesConsensus target
$63.82
+20.10% upside
Low
$60.00
Median
$63.00
High
$73.00
Recent actions
0 ↑0 ↓8 hold
- May 01, 2026
- Apr 01, 2026
- Mar 01, 2026
- Feb 01, 2026
- Jan 01, 2026
News
DB · news_items- U.S. Bancorp to Speak at the Morgan Stanley U.S. Financials Conferencegurufocus.com·Jun 03, 2026
- USB DCF Analysis: Intrinsic Value $55 vs Price $54gurufocus.com·May 12, 2026
- U.S. Bank Launches New Loan Product for Startup Dental and Veterinary Practicesbusinesswire.com·May 11, 2026
- Elavon Launches New Industry Tailored, People-Powered Payments Solution to Support Small Businesses at Every Stage of Growthbusinesswire.com·May 04, 2026
- Elavon Launches New Industry Tailored, People-Powered Payments Solution to Support Small Businesses at Every Stage of Growthbusinesswire.com·May 04, 2026
Recent quarters
All financials →| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q1 Mar 2026 | $10.84B | $1.95B | $1.18 |
| Q4 Dec 2025 | $10.98B | $2.05B | $1.26 |
| Q3 Sep 2025 | $11.01B | $2B | $1.21 |
| Q2 Jun 2025 | $10.53B | $1.82B | $1.11 |
| Q1 Mar 2025 | $10.35B | $1.71B | $1.03 |
| Q4 Dec 2024 | $10.66B | $1.66B | $1.01 |
Recent insiders
All →| Insider | Action | Shares | Value | Date |
|---|---|---|---|---|
Dilip Venkatachari officer: SEVP & Chief Info & Tech Off | Sell | 34,522 | $1.92M | May 05, 2026 |
Richard Jodi L officer: Vice Chair | Sell | 40,000 | $2.28M | Apr 21, 2026 |
Runkel Mark G. officer: Vice Chair | Sell | 32,195 | $1.95M | Feb 06, 2026 |
Barcelos Elcio R.T. officer: Senior EVP, Chief HR Officer | Sell | 17,204 | $1.01M | Feb 03, 2026 |
CECERE ANDREW director, other: Executive Chairman | Sell | 140,445 | $6.51M | Oct 20, 2025 |
CHOSY JAMES L officer: Senior EVP and General Counsel | Sell | 26,909 | $1.26M | Oct 20, 2025 |
Income statement · annual
5y| Period | Revenue | Op income | Net income | EPS | Net margin |
|---|---|---|---|---|---|
| FY 2025 | $42.86B | $9.52B | $7.58B | $4.61 | +17.68% |
| FY 2024 | $42.71B | $7.91B | $6.3B | $3.79 | +14.75% |
| FY 2023 | $40.62B | $6.87B | $5.43B | $3.27 | +13.36% |
| FY 2022 | $27.4B | $7.3B | $5.83B | $3.69 | +21.26% |
| FY 2021 | $23.71B | $10.17B | $7.96B | $5.10 | +33.58% |