Overview
Discounted cash flow
Income / accounting-based
Multiples & assets
Scenario
Toolbox
Weighted blend
$78.28
+46.78% vs spot
Strong Buy
Spot price
$53.33
Mkt cap $1.58B
subtle cardAnalyst PT consensus
—
vs spot
subtle cardMethods covered
4 / 4
2 in blend
subtle cardFootball field
CET · fair-value range by method
Method comparison
CET · fair value by valuation framework
| Method | Category | Fair value | Range | vs spot | Weight | Driver | Conf. |
|---|---|---|---|---|---|---|---|
| Justified P/E | multiple | $11.85 | $10.08 – $13.63 | -77.77% | 42.9% | Fair P/E 1.3 (payout 17%, kₑ 7.8%, g -5.0%) | med |
| P/E · sector | multiple | $128.10 | $112.73 – $143.47 | +140.20% | 57.1% | EPS 9.15 × peer P/E 14.0 | med |
| Graham revised | intrinsic | $76.73 | $65.22 – $88.24 | +43.88% | — | EPS×(8.5+2g)·4.4/Y | low |
| Lynch P/E=g | intrinsic | $45.75 | $38.89 – $52.61 | -14.21% | — | PE = g (-5.0) | low |
Cost-of-capital build-up
CAPM cost of equity, after-tax cost of debt, WACC. Risk-free as of 2026-05-12.
| Risk-free rate (US 10y Treasury)rf | 4.46% |
| Equity beta (0.75)β | × 0.75 |
| Equity risk premiumERP | 4.46% |
| Cost of equity (CAPM)kₑ | 7.81% |
| Pre-tax cost of debtkd | 5.96% |
| Effective tax ratet | 0.0% |
| After-tax cost of debt | 5.96% |
| Equity weight$1.8B | 99.7% |
| Debt weight$0.0B | 0.3% |
| WACC | 7.81% |
Growth assumptions
Blended forward growth used as DCF default; terminal pegged to long-run nominal GDP.
| Analyst forward revenue growthFMP | — |
| Analyst forward EPS growthFMP | — |
| Historical 5y revenue CAGRFY | -37.74% |
| Historical 5y EPS CAGRFY | -10.98% |
| Sustainable g (ROE × retention)Δ | 12.24% |
| Blended near-term growth (g₀) | -5.00% |
| Terminal growth (gₗ) | 2.00% |
Sources
- FMP /analyst-estimates— 0 rows
- Treasury rates · 10y— 4.46% rf(as of 2026-05-12)
- market_risk_premium · DB— 4.46% ERP(as of 2026-05-13)
- Sector multiple defaults— Financial Services (live sector PE unavailable)
This page is generated by a quantitative valuation engine for research purposes only and does not constitute investment advice. Methodology follows standard CFA / Damodaran frameworks; assumptions are driven by analyst consensus from Financial Modeling Prep and reported financial statements.