SWYOX

This investment vehicle aims to fulfill its financial mandate by predominantly allocating capital to various associated Schwab exchange-traded funds (ETFs). These constituent ETFs then directly deploy their holdings into a mix of equities, fixed-income instruments, and highly liquid assets (such as money market funds), each adhering to its distinct investment strategy. The fund's overall management is structured around the specific target retirement year reflected in its title, operating under the assumption that an investor will retire at age 65.